The Coalition
Business Enterprise
Solutions
Lower Costs. Increase Profits. Mitigate Your Tax Liability.
One Strategy. One Team. One Ecosystem.
We Don't Sell Products.
We Build Better Futures.
The Coalition Business Enterprise Solutions Division is a comprehensive ecosystem designed to protect, empower, and grow small to mid-sized businesses. We bring together the nation's top specialists in tax strategy, insurance, benefits, credit card processing, and financial planning — all under one roof.
Our mission is simple: lower your costs, increase your profits, and mitigate your tax liability. We don't believe in one-size-fits-all. Every business gets a custom strategy built by a team of experts who work together — not in silos.
Protect the Business
From liability and risk management to business insurance and succession planning — we build a fortress around your operation.
Empower the People
Group health benefits, retirement planning, life insurance, and disability protection for your team and their families.
Maximize Profitability
Tax reduction strategies, lower credit card processing fees, CPA services, and financial planning that puts money back in your pocket.
Scale with Confidence
Branding, social media management, and a full ecosystem of support so you can focus on growth while we handle the rest.
Do You Struggle With...
Most business owners face these challenges silently. You're not alone — and there are proven solutions.
Are you paying too much in taxes and don't know how to reduce your liability?
Are your credit card processing fees eating into your profits every month?
Is your business growing but your take-home pay isn't keeping up?
Do you lack proper business insurance, leaving your assets exposed?
Are you struggling to offer competitive health benefits to attract and retain top talent?
Do you have a retirement plan that actually works for you — not just the IRS?
Is your CPA reactive instead of proactive — only showing up at tax time?
Do you feel like you're running your business alone with no strategic team behind you?
How We Transform
Your Business
Every solution is tailored to your unique business. Our ecosystem approach means all strategies work together — not in silos.
Lower Your Costs
We audit your credit card processing, insurance premiums, and operational expenses to find immediate savings — often thousands per month.
Increase Your Profits
Through strategic tax planning, optimized payment processing, and smarter benefits structures, we put more money back where it belongs — in your pocket.
Mitigate Your Tax Liability
Our CPA and tax strategy team builds custom plans that legally reduce what you owe the IRS. Pay yourself instead of Uncle Sam.
Protect Your People
Group health benefits, life insurance, disability protection, and retirement planning that attracts top talent and protects your team.
Secure Your Legacy
Succession planning, business insurance, mortgage protection, and final expense planning to ensure your empire outlasts you.
Grow Your Brand
Professional branding, social media management, and marketing strategy that builds visibility, consistency, and authority in your market.
"Lower Costs. Increase Profits. Mitigate Your Tax Liability."
A Complete Ecosystem
For Your Business
Business Retirement & Tax Reduction
Reduce tax liability and pay yourself instead of the IRS. Custom retirement vehicles designed for business owners.
CPA & Tax Strategy
Proactive business accounting, tax planning, and compliance. Year-round strategy — not just at tax time.
Retirement Income & Annuities
Long-term stability and guaranteed income streams. Build wealth that lasts through every market cycle.
College Planning
Prepare for education costs without financial strain. Tax-advantaged strategies for your family's future.
The Powerhouses Behind
The Coalition Business Enterprise Solutions
Danielle Richard
Founder & CEO
"Protection Built on Unwavering Integrity"
R6 Integrity Group
Insurance, Benefits & Financial Solutions PartnerR6 Integrity Group was founded by Danielle Richard on the principle of doing the right thing — even when no one is looking. With a professional journey that started in nursing, Danielle carried that same heart for service into business ownership, helping clients find clarity and confidence in their financial futures. R6 Integrity Group specializes in retirement planning, life insurance, employee benefits, tax reduction strategies, and comprehensive business solutions. Serving all 50 states, R6 agents act with unwavering integrity in every recommendation.
Core Specialties — Click to Learn More
Custom retirement vehicles designed specifically for business owners that legally reduce your tax liability. Stop paying the IRS — start paying yourself. Strategies include defined benefit plans, cash balance plans, and tax-advantaged retirement accounts that can save you tens of thousands annually.
Learn MoreYear-round proactive tax planning, business accounting, and compliance — not just a once-a-year filing. Our CPA partners work alongside your financial team to identify deductions, structure your entity for maximum savings, and keep you ahead of changing tax laws.
Learn MoreComprehensive employee benefit packages including major medical, supplemental coverage, dental, vision, and voluntary benefits at competitive group rates. Attract and retain top talent with benefits that rival Fortune 500 companies — without the Fortune 500 price tag.
Learn MoreEnsure smooth business transitions and protect your legacy. Whether you're planning for retirement, bringing in a partner, or preparing for the unexpected, our succession strategies protect your business, your family, and your team's future.
Learn MoreLiving benefits with tax-advantaged protection that works for you while you're alive — not just after you're gone. Debt-free life insurance, disability income protection, and final expense planning that gives you and your family peace of mind.
Learn MoreMajor medical, supplemental, and virtual healthcare solutions for your team. We negotiate group rates that make quality healthcare affordable for businesses of all sizes, helping you compete for talent while controlling costs.
Learn More
Teresa Gouldd
President & CEO
"Payment Processing Meets Purpose"
AGMS
Credit Card Processing & Payment Solutions PartnerAvant-Garde Marketing Solutions (AGMS) is a full-service payment processing company led by Teresa Gouldd. AGMS provides businesses with cutting-edge merchant services including credit card processing, payment gateways, virtual terminals, mobile payment solutions, and POS systems. With a focus on transparency and competitive interchange-level pricing, AGMS helps merchants lower their processing costs significantly. They specialize in both standard and high-risk merchant accounts, serving industries that traditional processors often decline.
Core Specialties — Click to Learn More
Interchange-level pricing that cuts out the middleman. Every transaction qualifies at the lowest possible rate with a fixed, transparent markup. No hidden fees, no bait-and-switch — just honest pricing that saves you thousands every year.
Learn MoreSecure, PCI-compliant online payment processing for e-commerce businesses. Accept payments on your website with a gateway that integrates seamlessly with your shopping cart, invoicing system, or custom application.
Learn MoreProcess payments from anywhere with a computer and internet connection. Ideal for phone orders, mail orders, and service-based businesses that need to charge clients remotely without a physical card reader.
Learn MoreAccept credit and debit card payments on the go with mobile processing solutions. Perfect for food trucks, contractors, event vendors, and any business that operates outside a traditional storefront.
Learn MoreModern point-of-sale systems that integrate with your payment processing for a seamless checkout experience. Inventory management, employee tracking, and real-time reporting all in one system.
Learn MoreSpecialized processing solutions for industries that traditional processors decline — including CBD, firearms, supplements, adult entertainment, travel, and more. Expert underwriting and compliance support for complex verticals.
Learn More
Todd Tippin
President & CEO
"Achieve Excellence With Real Results"
TMT Business Services
Payroll, HR & Compliance Solutions PartnerTMT Business Services, Inc. (TMTBSI) is a professional management consulting firm led by Todd Tippin, a seasoned executive with over 30 years of experience owning, operating, and developing successful businesses. From his early career at Stanley Works to acquiring his first company in 1992, Todd has built TMTBSI into a trusted partner for businesses nationwide. His mission is to rescue businesses with advanced, easy-to-use human capital management solutions that remove frustration, improve efficiencies, and lower costs. TMTBSI provides comprehensive payroll, HR, benefits administration, and strategic consulting — supporting businesses scaling from 2 to 2,000+ employees.
Core Specialties — Click to Learn More
Automated, accurate, and fully compliant payroll processing that eliminates errors and keeps you on the right side of federal, state, and local regulations. From tax filings to direct deposits, TMTBSI handles it all so you can focus on running your business.
Learn MoreA comprehensive cloud-based platform for recruiting, onboarding, talent development, performance management, and compliance — from first contact to career growth. Enterprise-level tools made accessible for businesses of every size.
Learn MoreSimplified enrollment and management of employee benefits including health insurance, retirement plans, and voluntary benefits. Streamline open enrollment, track eligibility, and give employees self-service access to their benefits information.
Learn MoreTop-tier HR software supporting seamless scaling from 2 to 2,000+ employees. Time tracking, scheduling, employee engagement, document management, and compliance tools — all in one integrated platform.
Learn MoreCorporate cards, expense management, and bill pay solutions that give finance teams full visibility and control over company spending. Real-time reporting and automated workflows reduce manual processes and improve accuracy.
Learn MoreHands-on business management consulting for startups, growing companies, and businesses preparing for succession or sale. Todd brings 30+ years of real-world ownership experience to help you make the best strategic and tactical decisions.
Learn MoreWhat Our Clients
Are Saying
I highly recommend Danielle and the R6 Integrity Group. As a daycare owner, I had invested in 401Ks for retirement, but the returns were disappointing. Danielle took the time to understand my business and current plan. She didn't rush to sell anything — she said she'd follow up after doing her research. Nearly two weeks later, she called back with a personalized strategy, complete with visuals and a spreadsheet. Thanks to Danielle, my retirement goals finally feel within reach.
Richelle Irons
Daycare Owner
The Coalition team audited our credit card processing and found we were overpaying by over $800 a month. They switched us to interchange-level pricing and the savings were immediate. On top of that, they restructured our tax strategy and we saved an additional $15,000 this year. One team, one strategy — it actually works.
Marcus T.
Restaurant Owner
We were struggling to offer competitive benefits to our staff. The Coalition connected us with group health plans and a retirement strategy that our employees actually love. Retention is up, morale is up, and our tax liability went down. I wish we'd found them years ago.
Sarah K.
Medical Practice Owner
Book Your Free
Business Health Check
No cost. No obligation. Just 15 minutes to see if you qualify for significant savings and better protection.
What You'll Discover:
Discover hidden savings in your credit card processing fees
Identify tax reduction strategies you're currently missing
Evaluate your business insurance coverage gaps
Review your employee benefits competitiveness
Get a custom roadmap to lower costs and increase profits
"Most businesses we audit save $5,000 – $50,000+ per year."
— The Coalition Business Enterprise Solutions Team